- In a small bowl, whisk together olive oil, limejuice, balsamic vinegar, chili powder, and cumin.  
- Rinse and drain both cans of beans and add to alarge bowl.  
- Finely dice the bell pepper, tomatoes, red onion, cilantro, and jalapeno and add to the beans. For a spicier caviar, mix in the jalapeno seeds; for milder caviar, discard the jalapeno seeds.  
- Lastly, mix all ingredients together and toss with dressing. Enjoy with chips, bell pepper slices, in an omelet, or by the spoonful!